It All Starts With Social Security.
Your Lifetime Social Security Benefits Could Be Worth $0
Social Security could be one of your largest sources of retirement income. Take our 60-second quiz to estimate your potential lifetime benefits and see why when you claim can make a difference.
You May Have More Riding on Social Security Than You Think
For many people, Social Security can add up to hundreds of thousands of dollars over retirement. When you claim, how long you work, and your personal and family circumstances can all affect the benefits you may receive. Launch Your Retirement helps you see the bigger picture, starting with an estimate of the lifetime value of your Social Security.
60-Second Social Security Snapshot
Start With a Quick Look at Your Benefits
Answer a few simple questions about your age, work history, income, and retirement plans. No complicated forms, no Social Security expertise required.
See the Potential Lifetime Value
Get an estimate of how much Social Security could provide over the course of your retirement.
Understand Why Timing Matters
See why the age at which you claim Social Security can make a meaningful difference in the benefits you receive.
Look Beyond Your Individual Benefit
Your Social Security options may also be affected by a spouse, former spouse, children, survivor benefits, and other personal circumstances.
Put Social Security in Perspective
See your estimated Social Security benefits separately from your 401(k), IRA, pension, investments, home equity, and other retirement assets.
Personalized Guidance
Get Guidance Based on Your Retirement
Through Launch Your Retirement, your employer gives you access to personalized Social Security planning and support. A knowledgeable Social Security professional can review your situation, explain your options, and help you understand how different claiming decisions may affect your retirement income.
Claim at the Right Time
Compare claiming options and better understand how starting benefits at different ages could affect what you receive.
See the Full Picture
Review factors such as spousal, survivor, divorced-spouse, and dependent benefits when they apply to your situation.
Avoid Missed Opportunities
Learn about Social Security rules and claiming options that may affect the benefits available to you.
Receive a Personalized Plan
Get recommendations based on your specific circumstances that you can reference as you plan for retirement.
Support for Life's Key Moments
Social Security Can Support More Than You Realize
Life brings many milestones and changes, and Social Security can support you through more of them than you may realize.
Raising a Family
If you're raising children, Social Security may help protect your family's income if life takes an unexpected turn. Knowing how it works can offer reassurance as you plan for the years ahead.
Changes in Relationships
Marriage, divorce, or the loss of a spouse can affect future Social Security options. Understanding these rules early can help you make informed decisions if life circumstances change.
Work and Income Choices
How you earn and report income over the years can influence future benefits. Whether you're employed, self-employed, or exploring new career paths, knowing the impact can help you plan with confidence.
Health or Disability Needs
If a health issue affects your ability to work, Social Security may provide support during challenging times. Learning about these options now can help you feel more prepared should you ever need them.
Caring for Parents
Supporting aging parents often involves navigating Social Security decisions on their behalf. Having guidance can make it easier to help your family make thoughtful choices when the time comes.
Planning for Retirement
Even if retirement feels far off, understanding how Social Security works today helps you prepare for tomorrow. A little clarity now can go a long way toward building a more confident future.
Social Security Is One Piece of a Much Bigger Retirement
Support From a Social Security Expert
Get personalized guidance from a knowledgeable Social Security professional who can answer questions, explain available options, and help make important claiming decisions easier to understand.
Sarah M.
RSSA®
15+ Years of Experience
5 out of 5 starsJames T.
RSSA®
20+ Years of Experience
5 out of 5 starsKaren L.
RSSA®
12+ Years of Experience
5 out of 5 starsCommon Questions
Frequently Asked Questions
Is this benefit really free for me?
Yes. Launch Your Retirement is provided by your employer as an employee benefit at no cost to you. That includes the Social Security analysis, personalized recommendations, and professional review available through the program.
Do I have to use this benefit?
No. Participation is completely optional. However, because the benefit is already being provided by your employer at no cost to you, it can be a valuable opportunity to better understand your Social Security options and make more informed retirement decisions.
When should I start planning for Social Security?
It is never too early to start. Social Security is often treated as a decision to think about right before retirement, but choices made years earlier can influence future benefits and retirement options. Planning ahead gives you more time to understand your choices and see how Social Security may fit into your broader retirement plans.
Will my employer see my personal information?
No. Your employer does not have access to the personal information you provide through Launch Your Retirement. Your information is kept confidential and handled through a secure process.
If you choose to move forward with a detailed Social Security analysis, your information will be reviewed by a Social Security professional for the purpose of preparing your personalized guidance. That step is optional.
How long does the process take?
Getting started is straightforward. The full process involves answering questions about your work history, retirement plans, spouse or former spouse when applicable, dependents, and other basic information that may affect your Social Security options.
For a faster preview, you can also complete the 60-second survey on this site to receive a general estimate of the potential lifetime value of your Social Security benefits before deciding whether to continue with a more detailed analysis.
Find Out What Your Social Security Could Be Worth
It only takes about 60 seconds to get started. Answer a few simple questions and see an estimate of the lifetime value of your Social Security benefits.